Million's Healthcare expertise is directed at physicians, hospital and managed care organizations.We have over 30 years experience providing healthcare providers with comprehensive, unique insurance solutions. We know what innovation is: we designed and wrote the first provider stop loss reinsurance policy in 1985. When every domestic insurer said that it could not be done, we went to London, crafted a policy and received US regulatory approval that initiated an industry. Million Insurance has provided over 26,000 healthcare professionals and organizations with insurance protection. We have experience and ability to deliver exceptional results.

Today providers continue to take new courses of action to control over utilization of services, the escalating costs of care and restrictions of reimbursements. At risk providers may insure for their potential financial losses from their contractual obligations to provide medical care. Million will assist with the analysis of risk and alternative vehicles to transfer unacceptable risk. Our managed solutions include fully insured, self-insured and captive programs for:


- Managed Care Errors & Omissions/Privacy Insurance
- Healthcare Director's & Officers' Liability
- Provider Stop Loss Coverage
- General Liability/Cyber Liability
- Workers' Compensation

Physician Groups

- Medical Professional Liability
- Healthcare Directors
- Provider Stop Loss Coverage
- Managed Care Errors and Omissions

Hospital - HMOs

- Hospital Professional/General Liability/Cyber Liability
- Self-insured Worker's Compensation
- Healthcare Directors' & Officers' Liability
- Provider Stop Loss Coverage
- Managed Care Errors & Omissions

Life Sciences Firms

- Products Liability - includes Research & Development and Clinical Trials
- Property/Transit/Professional Liability